To install: tap Share ↑ then "Add to Home Screen" for a native app experience.

Financial Tool

Lease vs Buy Car Calculator

Compare the true 5-year cost of leasing versus buying. Accounts for depreciation, opportunity cost, taxes, insurance and residual value.

🔑 Lease Option

Monthly Lease Payment ($)

Lease Term (months)

Due at Signing / Cap Cost Reduction ($)

Disposition Fee at End ($)

Mileage Overage Estimate ($)

Insurance Monthly (Lease) ($)

🚗 Buy Option

Vehicle Purchase Price ($)

Down Payment ($)

Auto Loan Rate (%)

Loan Term (months)

Annual Depreciation (%)

Insurance Monthly (Buy) ($)

Comparison Period (Years)

Opportunity Cost Rate (%) — if investing down payment